My Crazy Debt

My blog about life and getting out of debt.

Archive for July 3rd, 2008

Two years from now…

In two years from now, we should be doing much better financially.  I’ll be done with my huge car payment, done with my small car payment, done with my travel trailer payment, and (I know this sounds mean but I can’t help it) we’ll be done paying child support/boarding school for my husbands daughter from his 1st marriage.  Yeah, my step-daughter goes to boarding school, her mother claims she’s “too fat” to go to regular high school, the poor girl isn’t even fat just big boned.  Besides, just how can a kid be “too fat” to go to public school?  We are stuck paying more than half the tuition for boarding school but we only have two more years to go!

In two years my credit card debt will be much lower, I’m guessing it’ll be around $25,000.  Once I get done paying all my vehicle payments and the child support I should be able to pay off the balance in less than a year.  Then I’m going to save money for an all CASH vacation!  After struggling for years with all this debt I think it’s about time we have a little fun.

In three years when we’re debt free I plan on saving money for a kitchen remodel and new flooring.   I can’t wait to get rid of that 70’s Formica counter top of mine and my carpet has been shot for years.  I plan on ripping out all carpet, except for what’s in the bedrooms and laying down either laminate or tile.  With living out in the country with lots of farm animals, lots of animal poop, dirty feet, and muddy boots, carpet does not really work for us, I need something that’s easy to clean.

I can’t imagine what it’s going to feel like to actually have some money instead of seeing it all go out every month.

Oh and I almost forgot - I’ll finally be able to get a few miniature horses!  I think they’ll come before the kitchen remodel. 

Look what I got for FREE!

My daughter brought these home for me.  Nice ripe bananas!  I’ve been busy baking up a storm.  So far I’ve made four loaves of Hawaiian Banana Bread and two banana coconut cream pies.  Later today I plan on baking at least four batches of Banana Crumb Muffins and four loaves of regular banana bread for the freezer.  The kids are after me to make them Strawberry Banana Smoothies, so I’ll probably make them too.  Any leftover banana’s I plan on feeding to the chickens and the pigs. :-D

I got all my credit card payments scheduled for payment online yesterday!  I just LOVE not having to stress over what the date is and what payment is due when.  I’ve eliminated about at least half of my bill paying stress by paying my credit cards online.

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  • Filed under: free stuff, life
  • Credit Card Debt

    Starting... $43,600 ...(2/19/08)
    Paid........ $ 3,813

    Current.... $39,787 ...(9/02/08)

  • 8.7%
    $43,600
  • State Taxes Owed

    Starting..... $15,457
    Paid.......... $15,457
    Balance..... $ 0

  • 100%
    $15,457

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