In two years from now, we should be doing much better financially.  I’ll be done with my huge car payment, done with my small car payment, done with my travel trailer payment, and (I know this sounds mean but I can’t help it) we’ll be done paying child support/boarding school for my husbands daughter from his 1st marriage.  Yeah, my step-daughter goes to boarding school, her mother claims she’s “too fat” to go to regular high school, the poor girl isn’t even fat just big boned.  Besides, just how can a kid be “too fat” to go to public school?  We are stuck paying more than half the tuition for boarding school but we only have two more years to go!

In two years my credit card debt will be much lower, I’m guessing it’ll be around $25,000.  Once I get done paying all my vehicle payments and the child support I should be able to pay off the balance in less than a year.  Then I’m going to save money for an all CASH vacation!  After struggling for years with all this debt I think it’s about time we have a little fun.

In three years when we’re debt free I plan on saving money for a kitchen remodel and new flooring.   I can’t wait to get rid of that 70’s Formica counter top of mine and my carpet has been shot for years.  I plan on ripping out all carpet, except for what’s in the bedrooms and laying down either laminate or tile.  With living out in the country with lots of farm animals, lots of animal poop, dirty feet, and muddy boots, carpet does not really work for us, I need something that’s easy to clean.

I can’t imagine what it’s going to feel like to actually have some money instead of seeing it all go out every month.

Oh and I almost forgot - I’ll finally be able to get a few miniature horses!  I think they’ll come before the kitchen remodel.