About a week or so ago we got a knock at the door at 8:30 pm. We live out in the country and only have one neighbor so this was a little strange. I got up and looked outside to find two big burly men standing outside. My husband was following behind me as I walked outside to find out what they wanted.
They asked to speak with my husband’s ex-wife. They said they were at OUR house to repo HER Honda. They even had a tow truck. My husband and I high 5′d each other (his ex is a miserable woman, a habitual liar, and has threatened to kill me before when I was 9 months pregnant). The crazy woman doesn’t live at my house and hasn’t lived at my house in about 16 years! They told us that she had used OUR address on her car loan. I’m not sure how that’s possible, I never even saw a bill come to our house but Honda credit had been calling me almost daily looking for her until I finally told them to leave me alone. Last year I had a call from a furniture store looking for the ex and they had told me the same thing, that she’d used our address and opened an account that was less than a year old. Maybe saying this sort of thing is the collector’s way of trying to get me mad enough to give them the real address? Again, I find it hard to believe but who knows it could be true?
We know the ex lives with her parents and have the address but we don’t want anything to do with her so we didn’t give the men her address but gave them a few clues. I know it sounds mean but I really do hope they either get the money she owes or get the car. This 52 year old woman is an nurse making well over $80,000 a year, lives with her parents, sends her daughter to boarding school (she makes us pay for that) and can’t manage to pay her car payments. Yuck!
So do you think it’s possible that she really used my address even though I never saw a bill? We don’t even live in the same county.
{ 9 comments… read them below or add one }
twiggers 08.05.08 at 11:44 am
Perhaps she just used you as a reference? My sister in law uses us as references all the time and we get bill collectors and repo men calling us too.
Fabulously Broke 08.05.08 at 3:27 pm
1. I LOVE your blog header.
2. Added you to my google reader (found you through Wise Bread)
3. I do hope that car of hers gets repo’d
4. It sounds weird that she used your addy but you never got a bill. By any chance did she do something like use your address, but then forward anything with HER name + that address to her own address so you wouldn’t get suspicious?
5. Either that or the repo guys just want a car, any car.
Sharon 08.05.08 at 4:20 pm
Wow. That’s unbelievable. I hope they figure out where she is and leave you guys alone. Unfortunately ex’s never seem to go away entirely!
Anne 08.05.08 at 4:29 pm
Is the girl in boarding school your husband’s daughter? Other wise why is she making you pay for it? If she is your husband’s child, then it makes sense that he is financially responsible for her. Just a thought.
Smart Girl 08.05.08 at 8:13 pm
Oh Yes,…. she just lists “your address” as her’s and then sets up a mailing address elsewhere (i.e., her office? mailboxes plus?).
Just cross your fingers she doesn’t “steal” your identity to make purchases!
BTW - some car companies and repo men pay $$ to those who help them locate and secure a vehicle where no payments have been made….
Jim ~ mydebtblog.com 08.06.08 at 8:21 am
The thing I notice is this has little to do with her and more to do with you. She got the repo men to come to your house looking for her car. It’s obvious that his ex isn’t letting things go very easily. The problem she is going to get herself into is if she is applying for credit and making purchases with a different address other than her own, she’s committing fraud. I would have given the repo guys the parents address. There’s no reason they should be showing up at your house looking for her car other than she did it on purpose. The boarding school is sad though because it seems parents send their kids to them so they don’t have to be a parent. Why doesn’t the daughter live with you all? Good luck cleaning this mess up.
messy 08.06.08 at 11:33 am
Twiggers - That’s what I was thinking, maybe we’re a reference. I guess the credit collectors will say anything to get info they want.
Fabulously Broke - I like the header too but it’s starting to bore me. I thinking I’m going to get a new theme and switch things up a little.
Smart Girl - I wish I knew I could have cashed in! I learned something new today!
Sharon - So true! This women left my husband to marry a doctor and that fell through right after the doctor convinced her to get her tubes tied! LOL He did the world a favor!
Anne - Yes the girl at boarding school is my husband’s daughter. We accept financial responsibility. The point I was trying to make was we pay the ex a lot of money every month, honestly if she just put the girl in public high school she wouldn’t have to even work (since she’s living with her parents) and could afford her car payment. I think it’s crazy that the ex doesn’t have a pot to piss in or a window to throw it out yet sends her daughter to a $1,200 a month school and is getting her car repo’d. What a great example! Like I should even talk….
Jim - The reason I didn’t give the address because I don’t want the ex calling me and harassing me or my kids like she’s done in the past, I’ll admit I took the easy way out. My husband initially had custody and the child lived with us. We had her in therapy twice a week due to the child making death threats to our other children. She once told me that I was lucky that SHE let my 2nd youngest breathe, she was also attacking the other younger children. It was a scary situation, in retrospect I can now see that it was probably an empty threat and like I said she was just doing what her mom and grandma told her to do. Her mom has told me many times over that she will make my life a living hell. Years have passed and now my step daughter is a Junior in boarding high school. We invited her to move back with us a year ago when her mother demanded that we take her back but she was scared to leave the school (brainwashing?). Truth be told, after all these years in this religious private school and now religious boarding school, she really doesn’t have any social skills and it’s sad. We worry about how she’s going to deal with the real world when high school is done.
Jim ~ mydebtblog.com 08.06.08 at 12:26 pm
I’d pull her out of that school and make her learn how the real world works pretty damn quick. A kid should never be used like some sort of weapon inbetween two parents. I think paying $1200 a month to send this kid to a private school is out of line. This kid is going to have to grow up quickly considering how sheltered she has been.
messy 08.06.08 at 4:01 pm
Jim - I couldn’t agree with you more! That school is a joke, of course she has straight A’s but that’s because they are paid for! With her personality, demonic mother and grandmother, if we did pulled her out of boarding school I’m sure she would rebel. My step daughter actually thinks we will continue to pay her the child support after she turns 18 and graduates. HAA! I can assure you that won’t be happening! As sad as living in boarding school is, my step daughter gets to be away from her mother and that’s best for her.