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	<title>Comments on: Paying Off Credit Card Debt &#8211; Almost There!</title>
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	<link>http://mycrazydebt.com/2009/09/29/credit-card-debt-milestone-almost-there/</link>
	<description>I&#039;m Going Pay Off Credit Cards - Watch Me Get Out of Credit Card Debt</description>
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		<title>By: jim house</title>
		<link>http://mycrazydebt.com/2009/09/29/credit-card-debt-milestone-almost-there/comment-page-1/#comment-8319</link>
		<dc:creator>jim house</dc:creator>
		<pubDate>Tue, 27 Oct 2009 05:53:32 +0000</pubDate>
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		<description>Debt settlement is the process in which negotiation with your creditors by a professional agency which results in having to payback only a percentage of the total debt you owe to them.
How does a debt settlement program work?
A professional agency negotiates with your creditors. In most cases if a creditor cannot collect on the debt, they write it off as a loss on their taxes. Creditors will reach agreements to settle debt in order to recover monies they often would not of have been able to get. In most cases this can result as a benefit for both parties.
Will debt settlement affect my credit score?
Knowing whether or not this will affect your credit score all depends on your current situation. Your credit score may be affected due to non payment of existing debt that you wish to settle. In the Debt Settlement process of reaching an agreement with your creditors, many items can be negotiated such as removing negative remarks. This depends on each individual the creditor. 
www.goodbyemydebt.net</description>
		<content:encoded><![CDATA[<p>Debt settlement is the process in which negotiation with your creditors by a professional agency which results in having to payback only a percentage of the total debt you owe to them.<br />
How does a debt settlement program work?<br />
A professional agency negotiates with your creditors. In most cases if a creditor cannot collect on the debt, they write it off as a loss on their taxes. Creditors will reach agreements to settle debt in order to recover monies they often would not of have been able to get. In most cases this can result as a benefit for both parties.<br />
Will debt settlement affect my credit score?<br />
Knowing whether or not this will affect your credit score all depends on your current situation. Your credit score may be affected due to non payment of existing debt that you wish to settle. In the Debt Settlement process of reaching an agreement with your creditors, many items can be negotiated such as removing negative remarks. This depends on each individual the creditor.<br />
<a href="http://www.goodbyemydebt.net">http://www.goodbyemydebt.net</a></p>
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		<title>By: messy</title>
		<link>http://mycrazydebt.com/2009/09/29/credit-card-debt-milestone-almost-there/comment-page-1/#comment-8116</link>
		<dc:creator>messy</dc:creator>
		<pubDate>Thu, 01 Oct 2009 23:50:14 +0000</pubDate>
		<guid isPermaLink="false">http://mycrazydebt.com/?p=356#comment-8116</guid>
		<description>it feels wonderful!  I can&#039;t wait to find out what it&#039;ll feel like when I get our debt way down to less than $20,000.  It&#039;s been so long since we&#039;ve had our debt this low.  :D</description>
		<content:encoded><![CDATA[<p>it feels wonderful!  I can&#8217;t wait to find out what it&#8217;ll feel like when I get our debt way down to less than $20,000.  It&#8217;s been so long since we&#8217;ve had our debt this low.  <img src='http://mycrazydebt.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /> </p>
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		<title>By: Kristin</title>
		<link>http://mycrazydebt.com/2009/09/29/credit-card-debt-milestone-almost-there/comment-page-1/#comment-8097</link>
		<dc:creator>Kristin</dc:creator>
		<pubDate>Wed, 30 Sep 2009 21:35:25 +0000</pubDate>
		<guid isPermaLink="false">http://mycrazydebt.com/?p=356#comment-8097</guid>
		<description>Congrats!  You really ARE making progress!  It feels good doesn&#039;t it?!</description>
		<content:encoded><![CDATA[<p>Congrats!  You really ARE making progress!  It feels good doesn&#8217;t it?!</p>
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